What does the statement talking about teenagers added to insurance coverage primarily attempt to convey?

The statement regarding teenagers added to insurance coverage primarily emphasizes the increasing costs of insurance. This is because including teenagers, who are statistically more prone to accidents and claims, typically drives up overall insurance premiums. Insurers often consider the risk associated with this age group when calculating rates, resulting in higher costs for families that include teen drivers. Therefore, the emphasis in the statement likely illustrates how the addition of a teenage driver can affect the financial aspect of an insurance policy, which aligns with the concept of increasing insurance costs.

In contrast, discussions about the necessity of insurance focus on the reasons for having coverage, whether it's for financial protection or legal requirements. Comparative pricing would imply a focus on different rates across companies or plans, rather than just the cost increase related to a specific demographic like teenagers. Quality of coverage generally pertains to the extent and reliability of the services provided rather than the monetary implications of adding a higher-risk driver.